The department consists of a full-time Fire Chief, an administrative assistant, and a volunteer Deputy Fire Chief responsible for the administration and management of the combined fire service of the municipality. The Administration Office for the department is located in Strathroy. The Strathroy-Caradoc Fire Department operates three fire stations located in Strathroy, Mount Brydges, and Melbourne. Volunteer Firefighter Recruiting, The Office of the Fire ChiefĪpplications can also be emailed to Strathroy-Caradoc Fire Department is a volunteer-based service that provides a range of programs to protect the lives and properties of the inhabitants of the Municipality from the adverse effects of fires, sudden medical emergencies, or exposure to dangerous conditions created by man or nature. To apply, please download the Recruitment Manual and Volunteer Firefighter Application Form (PDF), complete the Volunteer Firefighter Application Form section, and submit your application in person or by mail to: Recruitment Manual and Volunteer Firefighter Application Form The dearth of properties on the market is also a big reason home sales are down 23% over the past six months.The Strathroy-Caradoc Fire Department is currently recruiting firefighters! The far higher rates now are contributing to the low level of available homes by discouraging homeowners who locked in those lower borrowing costs two years ago from selling. The average rate on a 30-year mortgage remains more than double what it was two years ago, when ultra-low rates spurred a wave of home sales and refinancing. Treasurys and what the Fed does with interest rates can influence rates on home loans. Investors’ expectations for future inflation, global demand for U.S. Mortgage rates don’t necessarily mirror the Fed’s rate increases, but tend to track the yield on the 10-year Treasury note. Beginning with its first hike in March 2022, the central bank has lifted its benchmark interest rate to about 5.1%, its highest level in 16 years, before forgoing a hike at its meeting of policymakers last month. High inflation has driven the Federal Reserve to jack up interest rates since early last year. “As inflation slows, mortgage rates decreased this week,” said Sam Khater, Freddie Mac’s chief economist. Inflation has been on the way down since last summer, which has many on Wall Street expecting the Federal Reserve’s next hike to interest rates, expected next week, will the the last of this cycle. It has been mostly bouncing around 3.79% this week following mixed economic retail sales and labor market data. The yield, which lenders used to price rates on mortgages and other loans, was at 3.86% in midday trading Thursday. The pullback in rates follows a modest easing in the 10-year Treasury yield, which climbed above 4% two weeks ago for the first time since early March. ![]() High rates can add hundreds of dollars a month in costs for borrowers, limiting how much they can afford in a market already unaffordable to many Americans. The latest move in rates brings the average slightly below the highest level since it surged 7.08% in early November. Mortgage buyer Freddie Mac said Thursday that the average rate on the benchmark 30-year home loan fell to 6.78% from 6.96% last week. mortgage rate slipped this week to the lowest level in four weeks, a boost for house hunters facing a market held back by persistently high prices and a near-historic low number of homes for sale. ![]() LOS ANGELES (AP) - The average long-term U.S.
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